Retirement Fund Calculator
Plan your retirement with precision. Calculate how much you need to save and how your fund will grow over time.
Note: This calculator assumes a maximum lifespan of 90 years. All projections are calculated up to age 90 to provide realistic retirement planning.
Calculate Your Retirement
Key Metrics
Years to Retirement
35
Retirement Duration
25 years
Up to age 90
Current Corpus
$ 300.0K
Monthly Contribution
$ 2.0K
Retirement Fund Projection
Year-by-Year Analysis
Detailed breakdown of your retirement fund growth and withdrawals
| Year | Age | Phase | Fund Value | Monthly Contribution | Fund Growth | Investment Growth Rate | Inflation-Adjusted Income | Deficit |
|---|---|---|---|---|---|---|---|---|
| 0 | 30 | Accumulation | $ 346.5K | $ 24.0K |
$ 22.5K
Pure Growth: $ 0 |
0.00% | $ 0 | $ 0 |
| 1 | 31 | Accumulation | $ 396.3K | $ 24.0K |
$ 25.8K
Pure Growth: $ 24.3K |
7.00% | $ 0 | $ 0 |
| 2 | 32 | Accumulation | $ 449.7K | $ 24.0K |
$ 29.4K
Pure Growth: $ 27.7K |
7.00% | $ 0 | $ 0 |
| 3 | 33 | Accumulation | $ 507.0K | $ 24.0K |
$ 33.3K
Pure Growth: $ 31.5K |
7.00% | $ 0 | $ 0 |
| 4 | 34 | Accumulation | $ 568.5K | $ 24.0K |
$ 37.4K
Pure Growth: $ 35.5K |
7.00% | $ 0 | $ 0 |
| 5 | 35 | Accumulation | $ 634.4K | $ 24.0K |
$ 41.9K
Pure Growth: $ 39.8K |
7.00% | $ 0 | $ 0 |
| 6 | 36 | Accumulation | $ 705.0K | $ 24.0K |
$ 46.6K
Pure Growth: $ 44.4K |
7.00% | $ 0 | $ 0 |
| 7 | 37 | Accumulation | $ 780.7K | $ 24.0K |
$ 51.7K
Pure Growth: $ 49.3K |
7.00% | $ 0 | $ 0 |
| 8 | 38 | Accumulation | $ 862.0K | $ 24.0K |
$ 57.2K
Pure Growth: $ 54.7K |
7.00% | $ 0 | $ 0 |
| 9 | 39 | Accumulation | $ 949.1K | $ 24.0K |
$ 63.1K
Pure Growth: $ 60.3K |
7.00% | $ 0 | $ 0 |
| 10 | 40 | Accumulation | $ 1.0M | $ 24.0K |
$ 69.4K
Pure Growth: $ 66.4K |
7.00% | $ 0 | $ 0 |
| 11 | 41 | Accumulation | $ 1.1M | $ 24.0K |
$ 76.1K
Pure Growth: $ 73.0K |
7.00% | $ 0 | $ 0 |
| 12 | 42 | Accumulation | $ 1.2M | $ 24.0K |
$ 83.4K
Pure Growth: $ 80.0K |
7.00% | $ 0 | $ 0 |
| 13 | 43 | Accumulation | $ 1.4M | $ 24.0K |
$ 91.1K
Pure Growth: $ 87.5K |
7.00% | $ 0 | $ 0 |
| 14 | 44 | Accumulation | $ 1.5M | $ 24.0K |
$ 99.5K
Pure Growth: $ 95.6K |
7.00% | $ 0 | $ 0 |
| 15 | 45 | Accumulation | $ 1.6M | $ 24.0K |
$ 108.4K
Pure Growth: $ 104.2K |
7.00% | $ 0 | $ 0 |
| 16 | 46 | Accumulation | $ 1.8M | $ 24.0K |
$ 118.0K
Pure Growth: $ 113.5K |
7.00% | $ 0 | $ 0 |
| 17 | 47 | Accumulation | $ 1.9M | $ 24.0K |
$ 128.2K
Pure Growth: $ 123.4K |
7.00% | $ 0 | $ 0 |
| 18 | 48 | Accumulation | $ 2.1M | $ 24.0K |
$ 139.2K
Pure Growth: $ 134.1K |
7.00% | $ 0 | $ 0 |
| 19 | 49 | Accumulation | $ 2.3M | $ 24.0K |
$ 151.0K
Pure Growth: $ 145.5K |
7.00% | $ 0 | $ 0 |
| 20 | 50 | Accumulation | $ 2.4M | $ 24.0K |
$ 163.7K
Pure Growth: $ 157.7K |
7.00% | $ 0 | $ 0 |
| 21 | 51 | Accumulation | $ 2.6M | $ 24.0K |
$ 177.3K
Pure Growth: $ 170.9K |
7.00% | $ 0 | $ 0 |
| 22 | 52 | Accumulation | $ 2.9M | $ 24.0K |
$ 191.8K
Pure Growth: $ 185.0K |
7.00% | $ 0 | $ 0 |
| 23 | 53 | Accumulation | $ 3.1M | $ 24.0K |
$ 207.4K
Pure Growth: $ 200.1K |
7.00% | $ 0 | $ 0 |
| 24 | 54 | Accumulation | $ 3.3M | $ 24.0K |
$ 224.1K
Pure Growth: $ 216.3K |
7.00% | $ 0 | $ 0 |
| 25 | 55 | Accumulation | $ 3.6M | $ 24.0K |
$ 242.1K
Pure Growth: $ 233.6K |
7.00% | $ 0 | $ 0 |
| 26 | 56 | Accumulation | $ 3.9M | $ 24.0K |
$ 261.3K
Pure Growth: $ 252.3K |
7.00% | $ 0 | $ 0 |
| 27 | 57 | Accumulation | $ 4.2M | $ 24.0K |
$ 281.9K
Pure Growth: $ 272.2K |
7.00% | $ 0 | $ 0 |
| 28 | 58 | Accumulation | $ 4.5M | $ 24.0K |
$ 304.0K
Pure Growth: $ 293.7K |
7.00% | $ 0 | $ 0 |
| 29 | 59 | Accumulation | $ 4.9M | $ 24.0K |
$ 327.8K
Pure Growth: $ 316.6K |
7.00% | $ 0 | $ 0 |
| 30 | 60 | Accumulation | $ 5.3M | $ 24.0K |
$ 353.2K
Pure Growth: $ 341.2K |
7.00% | $ 0 | $ 0 |
| 31 | 61 | Accumulation | $ 5.7M | $ 24.0K |
$ 380.5K
Pure Growth: $ 367.6K |
7.00% | $ 0 | $ 0 |
| 32 | 62 | Accumulation | $ 6.1M | $ 24.0K |
$ 409.7K
Pure Growth: $ 396.0K |
7.00% | $ 0 | $ 0 |
| 33 | 63 | Accumulation | $ 6.6M | $ 24.0K |
$ 441.0K
Pure Growth: $ 426.3K |
7.00% | $ 0 | $ 0 |
| 34 | 64 | Accumulation | $ 7.1M | $ 24.0K |
$ 474.7K
Pure Growth: $ 458.9K |
7.00% | $ 0 | $ 0 |
| 35 | 65 | Retirement | $ 7.3M | $ 0 |
$ 502.6K
Pure Growth: $ 502.6K |
7.12% | $ 225.1K | $ 0 |
| 36 | 66 | Retirement | $ 7.6M | $ 0 |
$ 522.4K
Pure Growth: $ 522.4K |
7.13% | $ 231.9K | $ 0 |
| 37 | 67 | Retirement | $ 7.9M | $ 0 |
$ 543.2K
Pure Growth: $ 543.2K |
7.13% | $ 238.8K | $ 0 |
| 38 | 68 | Retirement | $ 8.2M | $ 0 |
$ 564.9K
Pure Growth: $ 564.9K |
7.13% | $ 246.0K | $ 0 |
| 39 | 69 | Retirement | $ 8.6M | $ 0 |
$ 587.8K
Pure Growth: $ 587.8K |
7.13% | $ 253.4K | $ 0 |
| 40 | 70 | Retirement | $ 8.9M | $ 0 |
$ 611.7K
Pure Growth: $ 611.7K |
7.13% | $ 261.0K | $ 0 |
| 41 | 71 | Retirement | $ 9.3M | $ 0 |
$ 636.8K
Pure Growth: $ 636.8K |
7.13% | $ 268.8K | $ 0 |
| 42 | 72 | Retirement | $ 9.7M | $ 0 |
$ 663.1K
Pure Growth: $ 663.1K |
7.13% | $ 276.9K | $ 0 |
| 43 | 73 | Retirement | $ 10.1M | $ 0 |
$ 690.8K
Pure Growth: $ 690.8K |
7.13% | $ 285.2K | $ 0 |
| 44 | 74 | Retirement | $ 10.5M | $ 0 |
$ 719.8K
Pure Growth: $ 719.8K |
7.13% | $ 293.7K | $ 0 |
| 45 | 75 | Retirement | $ 11.0M | $ 0 |
$ 750.3K
Pure Growth: $ 750.3K |
7.13% | $ 302.5K | $ 0 |
| 46 | 76 | Retirement | $ 11.4M | $ 0 |
$ 782.4K
Pure Growth: $ 782.4K |
7.14% | $ 311.6K | $ 0 |
| 47 | 77 | Retirement | $ 11.9M | $ 0 |
$ 816.1K
Pure Growth: $ 816.1K |
7.14% | $ 321.0K | $ 0 |
| 48 | 78 | Retirement | $ 12.5M | $ 0 |
$ 851.6K
Pure Growth: $ 851.6K |
7.14% | $ 330.6K | $ 0 |
| 49 | 79 | Retirement | $ 13.0M | $ 0 |
$ 889.0K
Pure Growth: $ 889.0K |
7.14% | $ 340.5K | $ 0 |
| 50 | 80 | Retirement | $ 13.6M | $ 0 |
$ 928.3K
Pure Growth: $ 928.3K |
7.14% | $ 350.7K | $ 0 |
| 51 | 81 | Retirement | $ 14.2M | $ 0 |
$ 969.7K
Pure Growth: $ 969.7K |
7.14% | $ 361.2K | $ 0 |
| 52 | 82 | Retirement | $ 14.8M | $ 0 |
$ 1.0M
Pure Growth: $ 1.0M |
7.14% | $ 372.1K | $ 0 |
| 53 | 83 | Retirement | $ 15.5M | $ 0 |
$ 1.1M
Pure Growth: $ 1.1M |
7.14% | $ 383.2K | $ 0 |
| 54 | 84 | Retirement | $ 16.2M | $ 0 |
$ 1.1M
Pure Growth: $ 1.1M |
7.15% | $ 394.7K | $ 0 |
| 55 | 85 | Retirement | $ 17.0M | $ 0 |
$ 1.2M
Pure Growth: $ 1.2M |
7.15% | $ 406.6K | $ 0 |
| 56 | 86 | Retirement | $ 17.8M | $ 0 |
$ 1.2M
Pure Growth: $ 1.2M |
7.15% | $ 418.8K | $ 0 |
| 57 | 87 | Retirement | $ 18.6M | $ 0 |
$ 1.3M
Pure Growth: $ 1.3M |
7.15% | $ 431.3K | $ 0 |
| 58 | 88 | Retirement | $ 19.5M | $ 0 |
$ 1.3M
Pure Growth: $ 1.3M |
7.15% | $ 444.3K | $ 0 |
| 59 | 89 | Retirement | $ 20.4M | $ 0 |
$ 1.4M
Pure Growth: $ 1.4M |
7.15% | $ 457.6K | $ 0 |
| 60 | 90 | Retirement | $ 21.4M | $ 0 |
$ 1.5M
Pure Growth: $ 1.5M |
7.15% | $ 471.3K | $ 0 |