The Financial Advisor Your Parents Wish They Had

Available 24/7. Never sleeps. Never forgets. $ 12/month.

Get the same financial planning that costs $ 1.0K-$ 3.0K/year with traditional advisors. See your 90-year financial future, test scenarios, and get personalized AI advice—all in your pocket.

24/7 Available
Ask anytime
$ 12/month
Less than a coffee
90-Year View
See your future
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98% of People Can't Afford Financial Advice

Financial advisors charge $ 1.0K-$ 3.0K per year. They serve only the wealthy 2%. The rest of us are left guessing about our financial future.

1.0K-3.0K
Per year for financial advisors
98%
Have never spoken to an advisor
2 AM
When financial questions hit

Meet Pluto Genie: Your AI Financial Advisor

Ask unlimited questions. Get instant, personalized answers. Available 24/7 for $ 12/month.

Net Worth

Financial Plan

Transactions

Goals

Pluto Genie

Pluto Genie

Ready to help...

Accessing user financial data...

Everything You Need to Build Wealth

From tracking expenses to planning retirement—get the tools and insights you need to make smart financial decisions.

90-Year Financial Projections

See your complete financial future unfold. Not just what you've spent—what you'll have. Interactive projections that update in real-time.

Scenario Testing

"Can I afford this house?" "What if I have a second child?" Test life decisions before making them. See exact financial impact instantly.

AI Financial Advisor (24/7)

Pluto Genie answers unlimited questions, personalized to your financial picture. Available whenever you need it—no appointments, no hourly charges.

12 Specialized Goals

Plan for home purchase, children's education, retirement, emergency fund, and more. See realistic timelines and impact on your finances.

Partner Collaboration

Plan together with your spouse. Share financial goals, track progress together, and make decisions as a team.

36 Learning Modules

Build financial knowledge with practical lessons. Start as a beginner and progress to advanced strategies.

Multi-Currency Support

Use Pluto Coach in your local currency - INR, USD, GBP, EUR, AED, CAD, AUD, and more. Track assets and liabilities in multiple currencies and view your combined net worth in your preferred base currency. All calculations, projections, and insights are automatically adjusted to your region's financial context.

Real Results from Real Users

Join thousands who have transformed their financial lives with Pluto Coach

23%
More savings after 6 months
87%
Achieve first goal within 12 months
90%
Retention rate (vs. 40-50% industry avg)
3x
More confidence about financial future

Simple, Transparent Pricing

One plan. Everything included. No hidden fees.

Foundation Plan

Everything You Need

$ 12/month
  • 90-year financial projections
  • Interactive scenario testing
  • Pluto Genie AI advisor (24/7)
  • 12 specialized goal types
  • Partner/spouse collaboration
  • 36 financial education modules
  • Complete expense tracking
  • Net worth tracking
  • Retirement planning
  • Multi-currency support - Track assets & liabilities in multiple currencies, view combined net worth in your preferred base currency (INR, USD, GBP, EUR, AED, CAD, AUD & more)
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vs. Traditional Financial Advisor

Cost per year $ 120 vs. $ 1.0K-$ 3.0K
Availability 24/7 vs. Appointments only
Questions Unlimited vs. Limited by cost
Savings 94-98% cost reduction

Ready to Take Control of Your Financial Future?

Join thousands who have transformed their financial lives. See your 90-year financial future. Test scenarios. Get personalized AI advice—all for $ 12/month.

Start Free Trial See Demo

Frequently Asked Questions

Everything you need to know about Pluto Coach

What makes Pluto Coach different from expense trackers like Mint?
Expense trackers only show your past spending. Pluto Coach shows your complete financial future—90-year projections, scenario testing, and AI financial advice. We help you plan ahead, not just track what you've already spent.
How does Pluto Genie work?
Pluto Genie is an AI financial advisor that uses your complete financial data to answer questions. Ask "Can I afford this house?" or "When can I retire?" and get personalized answers based on your actual financial situation—available 24/7.
Is my financial data secure?
Yes. Your data is encrypted and never shared. We use bank-level security and comply with all data protection regulations. Your financial information is private and secure.
Can I cancel anytime?
Absolutely. There are no long-term contracts. Cancel anytime from your account settings. Your data remains accessible for 30 days after cancellation.
What if I'm not tech-savvy?
Pluto Coach is designed to be simple and intuitive. Plus, you can ask Pluto Genie anything—"How do I set a goal?" or "What does net worth mean?" The AI advisor guides you through everything.
Do you offer a free trial?
Yes! Start with a 14-day free trial. No credit card required. Explore all features, test scenarios, and ask Pluto Genie unlimited questions. If you love it, continue for $ 12/month.

Start Your Financial Journey Today

Get the financial advisor your parents wish they had—available 24/7 for $ 12/month.

Start Free Trial

14-day free trial • No credit card required • Cancel anytime